MedBillAnalyzer

Terms of Service

What this service does, and what it does not

You give us a medical bill and the Explanation of Benefits your plan issued for the same care. We compare them line by line and report where they disagree. If you unlock the full result, we also produce a dispute letter you can send and a script for the phone call. That is the whole service — a comparison of two documents you already have.

What this service is not

  • It is not legal advice. We are not your lawyers. A dispute letter we generate is a template you send in your own name; we do not represent you, we do not negotiate for you, and we do not carry your claim.
  • It is not medical advice. We express no view on whether care was necessary, appropriate or correctly coded clinically. We compare documents.
  • It is not financial or insurance advice. We do not advise on coverage, plan selection, or whether to pay a bill.
  • It is not an accusation. Our output describes differences between two documents and suggests questions to ask. A difference can have an innocent explanation, and frequently does. We never assert that anyone acted improperly, and you should not read our findings as saying so.
  • It is not a guarantee. We cannot promise a finding is correct, that a provider will agree, or that you will save money. Documents can be unclear, and we can read one wrong.

What you are responsible for

That you have the right to give us the documents you upload — they are yours, or you are the account holder for the person they belong to.

That you review anything before you send it. A letter we generate carries your name and your signature. Read it, confirm the figures against your own documents, and change anything that is not right. You are the sender.

Keeping to yourself the links we give you. A case has its own web address, and anyone who has it can read that case; the delete code shown when the check runs is what lets you erase it. There is no API key — we do not issue one, so we are not asking you to look after one.

Not using the service to harass anyone, not submitting documents that are not genuinely yours to submit, and not attempting to overload or reverse-engineer the service.

Pricing

Payment

Scanning a bill and seeing a summary of what we found is free, always.

Full findings, the dispute letter and the phone script cost $10 for one bill, or $10 per month for up to 25 bills a month.

If we find nothing, you pay nothing. We will not ask you to unlock a result that has no findings in it.

Payment is processed by Stripe. Subscriptions renew monthly until cancelled. To cancel, email support@medbillanalyzer.com from the address on your receipt and we will cancel it the same working day. There is no self-service cancellation page yet; until there is, we are not going to claim one. It takes effect at the end of the period you have paid for. Per-bill purchases are refundable within 7 days if the result was not useful to you — email support and say so.

Your documents

Covered by the Privacy Policy, which is part of these terms. In short: the documents themselves are never kept; the results we produce from them are deleted after 30 days; nothing is used to train AI models or sold.

Availability

We will try to keep the service running and will not promise that it always will be. We may change or discontinue features. If we discontinue the service entirely, we will give account holders notice and a way to export their cases.

Limits on our liability

To the fullest extent the law allows, our total liability to you for any claim relating to this service is limited to what you paid us in the 12 months before the claim. We are not liable for indirect or consequential losses.

Some jurisdictions do not allow these limits, in which case they apply only as far as that jurisdiction permits. Nothing here limits liability for fraud or for anything that cannot lawfully be limited.

Disputes

These terms are governed by the laws of the State of Nevada, without regard to conflict-of-laws rules. Before filing anything, email support@medbillanalyzer.com — most problems are faster to fix than to litigate.

Changes

We will email account holders before a material change takes effect. Continuing to use the service after that means you accept the change.

Contact

support@medbillanalyzer.com · RMK Capital, Inc

Last updated 22 September 2026. See also our Privacy Policy.