MedBillAnalyzer

Free tool

Ask for an itemized medical bill

A bill that shows one balance cannot be checked against anything. The itemized version lists every charge with its code, date and units. Fill in the details below to write a request letter, then copy or print it.

This runs entirely in your browser. Nothing you type is sent to us or anyone else, or kept after you close the page.

Your details

The letter


      

    

  






  

    
Why billing records are yours to ask for

    
Under the HIPAA Privacy Rule, the records a provider must let you see include its
      billing records about you, not only the medical chart
      (45 CFR 164.501,
      “designated record set”). The provider has to act on a request within
      30 days, and can take one further 30 days only if it tells you in writing why
      (45 CFR 164.524(b)(2)).
      It may ask for requests in writing, which is why this is a letter, and it may charge a
      reasonable, cost-based fee for copies (164.524(c)(4)). Many providers send an itemized
      statement for free when asked by phone; the letter is for when they do not.

    
Sources checked 2026-09-29 on the eCFR.

  






  

    
Sending it

    
    
      
  • Send it to the billing address on the statement, or upload it through the
        provider’s patient portal if it has a messages or records-request page.
    • 
      
  • Keep a copy and note the date you sent it. The 30 days runs from when they
        receive it.
    • 
      
  • Ask for the statement by mail or as a PDF, not read over the phone. You want
        something to compare line by line.
    • 
    

  






  

    
When it arrives

    
Put it next to the Explanation of Benefits your insurer sent for the same care. That
      is where billing errors show up: a charge billed twice, units that do not match, a
      balance higher than what the plan says you owe. The article on
      bills with no itemized detail covers what people
      tend to find.

    
MedBillAnalyzer does that comparison. Check a
      bill free: the check shows the amount in question and what each finding is. The
      detail behind each finding, a dispute letter and a phone script cost $10 for one bill,
      or $10 a month for a Membership.

    
This is not legal, medical, or financial advice. It helps you ask for
      your own records.